united savings bank review

See what employees say it's like to work at United Savings Bank. Salaries, reviews, and more - all posted by employees working at United Savings Bank. Through the US Bank mobile app, account holders can review statements, deposit checks, send money, pay bills, transfer funds and receive alerts. United Savings Bank at 35 E Baltimore Pike, Media, PA Average Rating: 0; Total Reviews: (0). Leave a review with.

United savings bank review -

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*  Monthly service charge of $ $ minimum opening deposit required.

1  Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family Members include your spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2  Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

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People&#;s United Bank Review: Best Account For You

People’s United Bank Review: Best Account For You

At People&#;s United Bank, all of their savings accounts require no monthly fees! To find out if People&#;s United Bank is right for you, continue reading the review below.

Founded in , People&#;s United Bank is an old but well established bank in the Northeast. It has grown to over 5, employees that continually service customers to the best of their ability.

Although their savings accounts may not earn high interest, they don&#;t have any monthly fees. This is a rare case for most banks, but People&#;s United wants to give more power to their customers by not having to worry about paying an impending fee.

They do, however, offer various checking accounts that collect interest and have a range of CD terms to choose from.

Table of Contents

Checking Account Options

People&#;s United offers several checking accounts that accumulate interest, but it depends on your location.

Each account comes with a free People&#;s United Debit Card and access to more than ATMS across the Northeast.

Plus CheckingAdvantage Plus CheckingPremier Advantage Checking

With a minimum opening deposit of $25, you can open this checking account with no monthly fees.

This account can be accessed online or in branch.

This checking account also requires a $25 minimum opening deposit and the same benefits as Plus Checking.

There is also a $25 monthly fee, but if you maintain $7, in all your accounts, then you can waive it.

You also get a Platinum Debit Card and personal checks and this account also earns interest.

With a $25 minimum opening deposit, this premier checking account earns an APY of % (interest).

There is a $30 monthly fee, but you can waive it by maintaining a balance of $7, throughout all your accounts.

You will also gain access to:

  • People&#;s United innovative ID theft protection system
  • Up to $55 credit on a Safe Deposit Box

Compare Checking Accounts

Chase Total Checking®Chase Premier Plus CheckingSMHSBC Premier CheckingHSBC Advance CheckingHuntington Asterisk-Free Checking®Huntington 5 Checking®Huntington 25 Checking®BBVA Checking
Chase Total Checking

• New Chase checking customers enjoy a $ bonus when you open a new Chase Total Checking® account and set up direct deposit
• Access to 16, Chase ATMs and more than 4, branches
• Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
• Open your account online now
• Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit knensi.us
• Overdraft Services - no fee if you're overdrawn by $50 or less at the end of the business day*
• *We charge a $34 Insufficient Funds Fee per item during our nightly processing beginning with the first item that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $).

HSBC Premier Checking

• Get a $ Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
• Open your new HSBC Premier checking account online by January 5, ; and
• Make recurring monthly Qualifying Direct Deposits totaling at least $5, from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
• You will automatically receive the $ Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Open your Huntington 25 Checking account today and enjoy:
$ bonus by making cumulative new money deposits of at least $25, within 60 days of account opening. $ will be deposited in your new account within 14 days of meeting requirements.
• Hour Grace Overdraft Fee Relief. It is designed to give you more time to make a deposit in order to avoid an Overdraft Fee.
• Earn Interest on Balances. % Annual Percentage Yield applies to all balance tiers.
• Free ATM Withdrawals. They’ll waive all non-Huntington ATM cash withdrawal fees at any ATM and reimburse you for some withdrawal fees charged by another ATM owner.
• Waived Monthly Maintenance Fee
• Credit score and identity monitoring at no added cost

Savings Account Options

People&#;s United has a lot of similar savings accounts that vary depending on your location. They don&#;t offer the highest interest rates, but they make up for it by not demanding any service fees.

Plus SavingsAdvantage SavingsPremier Advantage Savings

You can open this savings account if you have the Plus Checking account.

With an opening deposit of $50, you can earn an interest rate at % on all your other accounts.

There is no monthly service fee required.

You can open this savings account if you have the Advantage PlusChecking account.

With an opening deposit of $50, you can earn an interest rate at % on all your other accounts.

There is no monthly service fee required.

You can open this savings account if you have the Premier AdvantageChecking account.

With an opening deposit of $50, you can earn an interest rate at % on all your other accounts.

There is no monthly service fee required.

Compare Savings Accounts

American Express® Personal SavingsChase SavingsSMCIT Bank Savings BuilderDiscover Online SavingsAxos Bank High Yield Savings

Money Market Account Options

Money Market accounts allow for a higher yield and gives access to your funds with either checks or a bankcard. People&#;s United Bank has two money market that earns decent APY.

Plus Money MarketAdvantage Money Market

Just like the savings accounts, People&#;s United offers money market accounts that can be linked to their checking accounts.

You will need an opening deposit of $2, to open this money market.

At first, the interest rates will start out pretty low but overtime will build since this account earns tiered interest rates.

If you have a balance of over $,, you can earn an interest rate at %.

This account is similar to the Plus Money Market Account, but with a much higher max APY.

You still need a $2, opening deposit, but you can get up to a % APY for balances of $25, and up.

Compare Money Market Accounts

CD Account Options

People&#;s United Bank has a large variety of CDs, spanning from 91 days to 5 years.

For an opening deposit as low as $25, you can open a CD that earns decent interest rates compared to other banks that require much more!

Be sure to go through all the different ones before choosing to invest in a CD.

You can open any of the CDs at your local branch or online.

Although their interest rates aren&#;t as high as some of the other banks, you can qualify for higher rates if you open a checking account with them.

There is a $30 monthly fee, but you can waive it by maintaining a balance of $7, throughout all your accounts.

Compare CD Accounts

Discover CDCIT Bank CDCIT Bank No-Penalty CDBBVA CD
Discover CD

• Available nationwide online, Discover offers CDs with some of the highest & most competitive rates! with select terms as short as 3 months up to months
• Rates ranging from % APY up to % APY.
• Opening a Discover Bank Certificate of Deposit is extremely quick and easy.
• Funds on deposit are FDIC-insured up to the maximum allowed by law.
• Start today with a minimum deposit of $2,!
• Get started and open a Discover CD in 3 easy steps.

CIT Bank Savings Builder account

With the CIT Bank No-Penalty Month CD:
• Earn % APY on your funds with just a $1, minimum deposit.
• The perfect balance between a great fixed rate and flexible money access.
• Access funds, if needed. No penalty.
• No opening or maintenance fees
• Shorter month timeframe and a great APY
• If you need your funds prior to the maturity date, you can withdraw your money — including any interest earned — beginning seven days after the funds have been received. No penalty. No problem. It's the security of a CD with the flexibility to access your funds early if you need them.

Reasons to Bank with People&#;s United Bank

  • They have low minimum opening requirements when it comes to opening any kind of account.
  • All of People&#;s United savings accounts require no monthly fees to worry about. Customers can open savings with ease while earning a fixed interest rate.
  • When you pair a People&#;s United Checking account with a Savings one, you can earn higher combined interest.
  • All their CDs only cost $25 to open, and some CDs can earn a higher rate compared to most banks.
  • You will receive a Debit Card if you open any of their checking accounts.
  • Each checking account gives you access to more than ATMs.
  • You can conduct online banking on People&#;s United site and mobile app.

Reasons Not to Bank with People&#;s United Bank

  • They are only have locations throughout six states: New York, Connecticut, Maine, New Hampshire, Utah and Vermont.
  • If you don&#;t live near the Northeast area, it might not benefit you do bank with them.
  • Other banks offer higher interest rates concerning their savings and CD accounts.
  • They don&#;t have a large variety of checking or savings accounts. All their accounts have pretty similar benefits.
  • Their interest rates aren&#;t that high, so if you are concerned about that, then consider looking into another bank that focuses on earning higher interest rates.

People&#;s United Bank Routing Number

People&#;s United Bank&#;s routing number is . You can also find your routing number on the lower left corner of your People&#;s United Bank check.

Contact Customer Service

Reach People&#;s United Bank Customer Service at 1 () Their hours vary from branch to branch, but you should be able to reach a representative at most hours.

Contact Technical service at 1 ()

To find a branch closes to you, make sure you use their Locator so you can find out when you can get in touch with them.

How People&#;s United Bank Compares

  • Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
  • Bank of America: As one of the larger banks in the U.S. Many may choose BoA for the convenience of locations through out 35 states. However, BoA offers limited account options.
  • Huntington Bank: Huntington Bank has various account options and offers checking bonuses, overdraft protection, free mobile banking, online bill pay, access to over branches and 1, ATMs, and much more.
  • TD Bank: TD Bank offers bonuses for signing up for a checking account. They have various account options that suit all kinds of consumers as well.
  • Webster Bank: Webster Bank has a second chance Opportunity Checking account and comes with exclusive benefits. They offer higher interest rates and more flexibility.
  • Banco Popular: They offer basic checking and savings accounts in the Northeast. They had options for students in high school and college.
Discover Savings Bonus

Bottom Line

If you live in the Northeast and are more of a saver than a spender and don&#;t want to deal with the hassle of paying monthly fees for your savings, then consider banking with People&#;s United Bank.

With all their savings accounts requiring no monthly fee service, you can happily build interest, and when you pair any of them with the corresponding checking account, the interest you earn will significantly increase.

However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.

if you’re interested in banking with People&#;s United Bank, see what they have to offer through People&#;s United Bank Promotions! And while you’re here on HMB, check our full list of Best Bank Promotions for more options!

Helpful Tips:


See our best bank bonuses updated daily to earn up to $1, in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, Axos Bank, Discover Bank, Wells Fargo, and PNC Bank. See our best rates for Savings and CD.
Wells Fargo Everyday Checking$ BonusReview
Discover Online Savings Account$ CashReview
Chase Business Complete BankingSM$ CashReview
HSBC Premier CheckingMember FDIC$ CashReview
Chase Total Checking®$ CashReview
Chase Secure BankingSM$ CashReview
Huntington 25 Checking$ CashReview
TD Bank Beyond Checking$ CashReview
TD Bank Convenience CheckingSM$ CashReview
Discover Cashback Debit Account$ CashReview
Huntington Bank Unlimited Plus Business Checking$ CashReview
Huntington Bank Unlimited Business Checking$ CashReview
Huntington Bank Business Checking $ CashReview
SoFi Money$ CashReview
PNC Bank Virtual Wallet®Up to $ CashReview
PNC Bank Virtual Wallet® Checking ProUp to $ CashReview
Aspiration Spend & Save Account$ CashReview
Axos Bank Basic Business Checking$ CashReview
Acorns Spend Checking$75 CashReview
TradeStationUp to $5, CashReview
Ally InvestUp to $3, CashReview
American Express High Yield Savings% APYReview
BlockFi Up To $ BTC Review
Voyager (code ANTJZL)$25 In BTCReview
Coinbase$10 In BTCReview
Discover Savings Bonus

Filed under: Bank Reviews

Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Anthony Nguyen

Anthony Nguyen, founder of knensi.us, has a passion for finding the best deals, bank promotions, credit card offers, cash back, points & miles, and everything in between. Contact Anthony for media/advertising.

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United Savings Bank Review

SmartAsset's Overall Rating




Service Quality

Financial Health

Key Highlights

  • Low Fees
  • Mobile App
  • Multiple Banking Products


Established in , United Savings Bank has assets totaling $ million as well as deposits totaling $ million, which makes it a small bank. United Savings Bank, whose headquarters are in Philadelphia, Pennsylvania, lacks premium access to support representatives, with no options for live chat or all-day service. It is a traditional brick-and-mortar bank with in-person service, in addition to its online and mobile apps. With a score of stars out of 5, United Savings Bank should be solidly in contention for your choice of bank. United Savings Bank offers a complete suite of product offerings, which include savings accounts, checking accounts, money market accounts, CDs, IRAs and mortgage products. It has a fair savings rate compared to the average savings account. If you're looking for a checking account for everyday use, United Savings Bank's standard checking account does not have a monthly fee. Obtaining a checking account with no monthly fee as well as a savings account with a high APY at the same institution is the best bet for accruing the most income on your deposits while having convenient access to your money.

How We Rated It

SmartAsset's Overall Rating

The is a weighted average of rates, fees, service quality and financial knensi.us more

When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings.

The Rates rating represents an aggregate of interest rates for specific bank products measured against the national average interest rate for each product. Product interest rates may vary by branch. Rates shown reflect the highest available nationwide.
The Fees rating is an assessment of the bank's fees measured against the national average fee amount for particular services and is also affected by whether or not the bank refunds ATM fees.
Service Quality
The Customer Experience rating is a weighted average of the Mobile Rating and the Consumer Satisfaction Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB).
Financial Health
The Financial Health rating is based on the Texas Ratio, an indicator that warns of credit problems at particular banks: anything less than 5% is considered Excellent; less than 20% is Very Good; less than 50% is Good; less than 90% is Fair; and over 90% is Poor.


United Savings Bank features a savings rate of %, which is fair compared to other U.S. banks. Its one-year CD has a rate of % and the five-year CD earns at a rate of %, while its highest-yielding money market account earns at a rate of %. Given its below average savings rate, you should think about looking elsewhere to open savings accounts.

How United Savings Bank's Savings Rates Compare

Back to Overview


United Savings Bank has generally extremely low fees in comparison to other U.S. banks. With no monthly fee, United Savings Bank's checking account is perfect for people who need an easy banking experience. United Savings Bank unfortunately doesn't reimburse out-of-network ATM charges, which means you'll have to search for a United Savings Bank ATM or accept the withdrawal fee.

Monthly Fee$0National Average: $

Non-network ATM FeeN/ANational Average: $

Overdraft FeeN/ANational Average: $

Back to Overview

Service Quality

United Savings Bank is a brick-and-mortar bank, with six total bank locations in Pennsylvania. With mobile and web apps, United Savings Bank makes mobile banking convenient, even on the go. United Savings Bank receives poor marks from customers for its online presence. The United Savings Bank mobile app has been given a out of 5 (with 4, reviews on Apple and Android) compared to the national average of United Savings Bank's mobile app lets you manage your funds by reviewing monthly statements, sending and receiving funds and accessing support representatives. United Savings Bank receives a superb consumer satisfaction score due to relatively few consumer complaints registered with the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

Overall Mobile Rating/5

Consumer Satisfaction Rating/5

Online Banking PortalNo

Live ChatNo

Back to Overview

Financial Health

United Savings Bank is currently a small bank owning $ million in assets as well as $ million in deposits. Its Texas Ratio is %, signifying a negligible likelihood of failure. Additionally, United Savings Bank is FDIC-insured, meaning that your money is insured up to $,, even in the event of bank failure.

Texas Ratio Analysis


High Risk75%50%20%10%Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

Back to Overview

Compare United Savings Bank to Other Competitive Offers

Products Offered

ProductCurrent Terms and RatesMinimum Balance for APY
Savings Account % APY $
Checking Account % APY $
Certificates of Deposit
  • 12 Month: % APY
  • 24 Month: % APY
  • 36 Month: % APY
  • 48 Month: % APY
  • 60 Month: % APY
$ for all terms
Money Market Accounts % APY % APY $ $

United Savings Bank offers several deposit products including savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. United Savings Bank does not have the best savings rate, which means you should consider taking a look elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. United Savings Bank's CD rates are fair compared to the national average.

Back to Overview

Find a United Savings Bank Near Me

United Savings Bank has six physical branches across the U.S.

Back to Overview

Save more with these rates that beat the National Average

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At Shore United Bank, we believe that financial freedom lies in the ability to make your own choices. That’s why our portfolio of services is filled with options. From your checking account to your investment index, our offerings let you customize your financial journey. Reach your goals, whether it’s buying a house, growing your family, or taking that dream vacation. Count on us at Shore United Bank, to help you reach financial success, no matter how you define it. Banking should be about you – and at Shore United Bank, it is.

Make a loan payment using your debit card

We offer the option to make your loan payment with us using your debit card


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United Savings Bank




United Savings Bank's first seeds were planted on May 29th, when the Southwestern Businessman's Building & Loan Association opened its doors in South Philadelphia. Eleven years later, on August 17th, , it would become Albert Lawrence Building & Loan Association with its home office at 21st & Wharton. With over twenty years at the bank John Nigrelli, Jr continues the tradition of steady leadership at United Savings Bank, and with the opening of its Media branch in , a commitment to expand its footprint and bring community banking to you and your neighbors.

Philadelphia, Pennsylvania, United States


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Welcome, Century Bank customers.

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Welcome, Century Bank business customers.

We are thrilled you are joining us. Click Learn More for all the information you need to get started.

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Eastern Give for Good makes learning about or donating to causes easy and fee-free.

For a limited time, log on and qualify to get $10 to give to causes you love.

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COVID Update:

Learn about different programs, from adjusted branch hours and loan payment deferments, to loan requests and loan forgiveness through the SBA&#;s Paycheck Protection Program.

Visit our COVID Resource Center

Join Us For Good

From the White Mountains to the tip of Cape Cod, we support and invest in people and places that are poised to make a difference. Because our purpose is simple: We do good things to help people prosper.

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A call to action from our Chair and CEO Bob Rivers

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Our company condemns all forms of racism – from the violent to the casual to the political – and we remain committed to doing more to eradicate racial injustice and working together for change.” – Bob Rivers, Chair and CEO of Eastern Bank
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US Bank Mortgage Review for

US Bank mortgage rates

Below, you can see how US Bank mortgage rates compare to other top lenders. Its rates seem a bit higher on average.

Note, averages shown in this table are from , the latest data available.

Rates have fallen significantly since then, so these do not reflect current mortgage and refinance rates. It&#;s simply a tool to compare lenders side by side.

Average year mortgage rates at major lenders

US Bank
Wells Fargo 
Quicken Loans
Average Year Interest Rate,
Monthly P&I Payment*
Median Loan Costs,
Median Origination Charge,

Average rate and fee data were sourced from public rate and fee records required by the Home Mortgage Disclosure Act (HMDA).

*Monthly principal and interest payment based on a $, home price, with 20% down, at each company&#;s average year interest rate for Your own rate and monthly payment will vary.

Verify your new rate (Dec 6th, )

US Bank mortgage review for

US Bank offers a wide range of mortgages and plenty of options for how you apply.

A couple of things worth noting about US Bank&#;s mortgage program:

  • It offers construction loans for people that want to build their homes instead of buying one. Not all lenders do
  • It will partner with down payment assistance programs to help approve first time buyer who&#;ve had a hard time saving a big down payment
  • It offers a no-closing-cost refinance called the &#;Smart Refinance&#; with loan terms up to 20 years

The biggest drawback we saw with US Bank is that its mortgage rates appear to be higher than other major lenders on average.

However, rates vary widely from one borrower to the next. If US Bank likes the look of your credit score, down payment, and application, it may well offer you the lowest rate of any lender you apply to.

You never know who can offer you the lowest rate until you&#;ve checked with a few lenders. That&#;s why it&#;s so important to compare rates before you buy.

Working with US Bank mortgage

US Bank revamped its website recently — and it&#;s a huge improvement over its old one.

The online portal lets you begin a home loan application on your laptop or mobile device, save it part way through, and pick back up on any device when you have a moment. You can also upload documents securely.

The site also provides plenty of information about different loan choices, including current average mortgage rates.

Those who prefer working with a human can apply at a local branch across the desk from a specialist advisor. Or you can talk to an advisor through US Bank&#;s call center.

If you opt to make a face-to-face application, you need to be sure you have a local branch. US Bank&#;s network is smaller than many of its competitors.

That said, US Bank has a leg up in the Midwest, where its physical presence is stronger than other major lenders like Chase and PNC.

US Bank customer service reviews

US Bank seems to have improved its customer service since we first published this review.

Mortgage-related complaints at major lenders

Mortgage Originations
CFPB Complaints
Complaints Per 1, Mortgages
JD Power Rating
US Bank
Wells Fargo
Quicken Loans

US Bank&#;s customer review score improved from /1, in J.D. Power&#;s mortgage customer survey, to /1, in That bumped it from &#;below average&#; to slightly above average.

In addition, US Bank gets fewer than one complaint per 1, mortgage customers registered with the Consumer Financial Protection Bureau. And it earns an A+ with the Better Business Bureau.

Mortgage loan products at US Bank

US Bank&#;s website provides plenty of information about the mortgages it offers. These include:

  • Fixed-rate mortgages — Besides the usual year term, you can opt to borrow for 10, 15 or 20 years, letting you become mortgage-free earlier
  • Adjustable-rate mortgages — You can choose to fix your rate for an initial period of three, five or 10 years, after which your rate floats with the market
  • FHA loans — You can make a down payment as low as percent and have less-than-pristine credit with these loans, which are backed by the Federal Housing Administration
  • VA loans — Qualifying veterans and service members can borrow with zero down payment and no continuing mortgage insurance payments
  • USDA loans — These loans are meant for low- to moderate-income people in qualified rural areas. Buyers can qualify for a USDA loan with 0% down payment
  • Jumbo loans — When you want to borrow more than the cap for conventional loans, which is $, in most areas

The bank also advertises investment property loans and new construction and lot loans for those that plan to rent out their property or build an entirely new one.

US Bank construction loans

US Bank offers construction loans for those who want to build their new home instead of buying it. These are different from mortgage loans. 

A US Bank construction loan is a “short-term, interim loan” that pays the builder in installments as the house is being built.

During that time, the borrower pays only interest on the loan (also known as an “interest-only payment”). 

Once construction is finished, the borrower has to either pay off the loan in cash or use a traditional mortgage to cover the cost of the home. 

US Bank offers a few types of construction loans to fit different budgeting needs. However, there’s little information about these available. US Bank prefers you speak directly with one of its loan officers about construction loan options.  

In addition, interest rates on construction loans are higher than interest rates on mortgages, because there’s no property for the loan to be secured against.

US Bank Smart Refinance

The US Bank Smart Refinance is a type of no-closing-cost refinance. It’s available with fixed rates and a loan term up to 20 years.

You can apply for the US Bank Smart Refinance refinance online, over the phone, or at a US Bank branch.

Remember, “no-closing-cost” does not mean there are no costs associated with your refinance. It either means the fees and closing costs are rolled into the loan amount or the interest rate is increased to pay for costs. Either way, you pay them over time instead of upfront.

Where can you get a mortgage with US Bank?

NMLS license number:  

US Bank is licensed to lend in all 50 states.

If you like what you&#;ve read in this US Bank mortgage review, you&#;ll want to know how to move forward. So here are your options.

  • Apply digitally through US Bank&#;s fully-functional online portal, available on desktop and mobile
  • Call a US Bank loan officer and apply over the phone
  • Meet with a loan officer in person at one of US Bank&#;s 2,+ branch locations

Note, US Bank does not have physical branches in every state.

At the time of publishing this review, it has just under 3, branches in 26 states, primarily concentrated in the West and Midwest.

US Bank is also undergoing branch closures in So you&#;ll need to double-check whether there are still locations near you. You can use the branch locator tool below to do that.

Use the US Bank branch locator to find a branch near you

Is US Bank the best mortgage lender for you?

If you already have a relationship with US Bank via checking or savings accounts, or even have a prior relationship with a US bank loan officer, this bank could be a great option for your mortgage.

However, US Bank mortgage rates appear to be on the higher end, at least on average. So make sure you compare personalized rates from a few other lenders before choosing.

That&#;s the best way to find a low rate and big savings on your home loan.

Verify your new rate (Dec 6th, )
Источник: knensi.us

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